In that business model, we will get failures, and screw-ups. Some people will lose their money, but the point of the crowd funding system is that lots of people pledge small amounts of money so if they lose it the loss to the individual is minimal. I would rather lose $15 pledging to a kickstarter project that fails than pay $60 to get a disappointing game I didn’t like that screws with the users.

I think the COD4 photoshop is funny, but if they tried something like that, it would give too much power to the gamers they are supposed to serve and probably would be boycotted by many people due to the sheer cheek of asking for payments for a AAA title before the game is even made. I think only fanboys and idiots would put money towards that, so that would be their loss.